Aerial view of informal homes, with a city skyline behind them

A market that counts

Over 1 billion people globally live in informal homes that the financial system cannot see. DigiDeeds is changing that, starting in South Africa and scaling across Africa and the world.

A DigiDeed serves as proof of address and a credit profile that banks, credit bureaus, insurers, providers, and government can use. For an owner, it's also a certificate of ownership for the home, not the land. That opens credit, services, and opportunities members have long been excluded from.

Our market

DigiDeeds offers institutional-grade alternative data that turns informal tenure into collateralised assets and tradable, generational wealth.

  • 35 million+

    people in South Africa live in informal and RDP homes, backyard rooms, and homes on communal land.

    Source · DigiDeeds estimate

  • 200 million+

    people, representing 62% of Africa's urban population, live in informal settlements.

    Source · UN-Habitat

  • 1bn+

    people globally live in informal homes the financial system cannot see.

    Source · UN-Habitat, World Cities Report 2026

Black-and-white photograph, softly blurred, of a group of people standing together between homes in their neighbourhood

Traction

Since our app launch in March 2026

  • 5 200+

    DigiDeeds memberseach with 37 data points

  • 90%

    Conversionfrom app download to DigiDeed issued

  • 42 100+

    Neighbour confirmations

Our diverse revenue opportunities

A member starts a relationship with their home, their community, and the financial system. Revenue can follow at every stage of it.

Institutions, including government, want this market. But the costs of visibility, verification, and risk assessment block them from capturing it. DigiDeeds is built to remove that block.

  • Banks and lenders

    Thin-file applicants fail FICA and KYC checks, with no proof of address, no credit history, and no reliable PD or LGD estimates.

    We turn them into underwritable, performing loan profiles.

  • Insurers

    Informal structures cannot be underwritten: no verified boundaries, ownership, or fraud signals.

    We turn them into risk-rated, actuarially assessable policy assets.

  • Service providers

    No proof of address means PAYG assets get deployed to unverified addresses, driving high customer acquisition costs and repossession losses.

    We deliver verified, reachable, recurring subscribers.

  • Municipalities

    Deed backlogs and unmapped communities block service delivery and rates collection.

    We deliver structured spatial data and verified identity hubs.

  • National digital ID

    No one issues digital proof of address for wallets and payment rails.

    DigiDeeds can.

  • Real estate and proptech

    Township transactions happen off-grid, cash and verbal, with high dispute risk.

    We deliver structured, listable, verified inventory.

Our future use cases

The DigiDeeds infrastructure is not limited to residential property. It can as easily serve commodity value chains that need proof of land-use rights.

The same graph database, community verification model, and DigiDeeds Stability Indicator can underpin trust and access across the informal economy, in Africa and beyond.

  • Portable identity

  • Artisanal commodity value chains

  • Payment rails integration

  • Employer services

  • Micro, small, and medium enterprises

  • Municipal and utility services

Ready to invest in a market that counts?